Wednesday 22 February 2017

Will Injury Lawyer Kanata Help With Medical Exams Conducted By Your Insurer?

As every injury lawyer in Kanata knows, the insurers are always looking for loopholes. Injuries due to car accidents mean that you will claim benefits. Many times, these might relate to long-term disabilities. Based upon the doctor’s report, you will make your claims. The insurance company will verify everything before extending you the money. However, this is not quite easy and one has to go through a complex procedure before getting the desired results. Many times, the insurers would want you to undergo medical examination. For this, they will appoint a doctor of their choice. This is the IME or independent medical exam according to your Injury lawyer Kanata.


This may not necessarily be close to your home. You might have to travel to the destination given. The insurance company makes all the arrangements for you to travel. You do not have to make any out of the pocket expenses for this. It is completely the headache of your insurer. The reason for the IME is to justify the compensation given or for continuing the on-going benefits. There might be a single examiner or a group of qualified doctors in the examination team. Naturally, your injury lawyer in Kanata remains with you throughout.

This is mostly in case of benefits related to long-term disabilities. In such situations, the injured person is unable to work. Because of trauma or an accident, there is no chance of getting back to normal life even in the near future. Your only hope is to get financial assistance to survive, pay for treatments and daily living. Your insurance company would want to make sure that all your claims are true. After all, this kind of situations involve substantial amount of monetary payments. Work with your injury lawyer in Kanata to understand the situation.

You might be struggling to purchase food, clothes, pay off mortgage, or the rent. Where is the money going to come from especially when you are unable to work as before? Brain injured and paraplegic victims are the worst hit. There is almost no chance of full recovery in such cases. This mostly involves monthly payments. Weekly benefits are rare. Once you prove your case conclusively, you get the following types of benefits.

•    income replacement
•    non-earner benefit
•    treatment costs
•    attendant care

Insurance adjusters have to do loads of homework to make reports and send to the insurer. For insurance agencies, such claims are quite expensive. Injury lawyer Kanata wants you to attend the IME. Otherwise, your insurance company might terminate benefits or deny your claims. They will prove that this is a violation of the policy regulations. However, limits are in place for the total number and degree of the examinations. However, it is good to discuss all aspects of the medical examination and how to go about it with your injury lawyer.